Making payment is now very easy in this global age with online payment gateway service in Nigeria , innovations and advancements in technology have indeed paved way and made life more easier for people and most particularly business owners.
Business needs quick and easy payment system to facilitate smooth business operations.
We all know that the default way of making payment by our Nigerian business owners is by going to bank, forming long queues, writing teller to make payment and undergoing series of checks and confirmations to receive money from their own account, urgh! This is a lot of stress in which a business owner will just have to sacrifice a day or two to battle it out with the bank which is not helpful.
Well the advancement of technology has indeed ease those stress by providing online payment transaction gateway or I can just say e-payment services.
E-payment – this is the process of transaction whereby money is sent and received through internet methods, or can just say pay through the internet and receive cash through that same internet.
Hmmmmm!… How is that possible?
Oh man! We are in 2016, This is possible, all you just need is your ATM card and choose from the following Online payment service providers in Nigeria or e-payment company in Nigeria.
There are many company that provides easy online payment medium for money transaction in Nigeria, I am going to list the trusted ones and links to their websites to know more about them.
OK let’s start, here is the list of the best online payment gateway service in Nigeria/ List of the best e-payment company(s) in Nigeria;
INTERSWITCH is an online payment service provider in Nigeria that is very secure transacting money, integration and all sort, they are associates or I can just say partner of MasterCard(ATM card used in withdrawing money), they can be used to accept payment on a website, blog, forum, ecommerce website and all sort because the team behind this company is packed full of programmers of different calibers, it won’t be difficult for you to do the setup. There is just but one thing about them, their setup fee is somehow exorbitant (high), they charge N150,000 for one time setup or 1.5% commission for every of your transaction.
ETRANZACT is the second major card company in Nigeria, they also built their own gateway integrated with Visa and MasterCard which you can lease for a one time fee of N120,000 and unconfirmed 1.3% commission per transaction. With this gateway you can also receive online payments from Etranzact cards and their mobile money subsidiary PocketMoni, they are like INTERSWITCH but their setup fee is somehow lesser than that of their counterpart.
GTPAY owned by GTBank! The bank built this gateway to let its customers receive payments through INTERSWITCH and ETRANZACT gateway for a subsidized setup fee of N75,000 on top of their custom user interface and dashboards. They simply improved on INTERSWITCH offering and also linking it directly to your GTBank Account. Well GTBank is a bank of the Nigeria people, thus bank is flooded with students and people of the middle age, the stress in this bank is very much in which I don’t seem to like. But there is always a proverb that, Another man poison is another man bread…
VOGUEPAY is also a privately owned gateway with lots of features like user wallets and recurrent billing. They are subscribed to INTERSWITCH, ETRANZACT and UnifiedPayments; bringing together all the possibilities of accepting payments in Nigeria. They offer free registration, N1,000 verification charge and 1% charge per transaction + 1% per settlement fee. Among all, I really like this online payment service provider because you can create a donate button, buy now button just lime PayPal to receive money on your blog or website by embedding code to that webpage, that very simple with a click of a button the code is generated for you to copy.
UnifiedPayments (formerly ValueCard) is the current major partner of Visa Inc. They currently allow charging of Visa Cards in Nigeria through their gateway available to their regisUnifiedPayments, they accept MasterCard also which makes it easy for people to use because most bank like GTBank gives out Naira MasterCard to their customers, you can know more about them and setup fee by gong to their website.
REMITA is certainly the next big thing in Nigeria now, this online payment company provides easy method of receiving money, sending money, POS and all other things paying could require.
There are other online service payment company for Nigerians such as;
Check them out by clicking on them…
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